Friday
Apr112014

Denver Botanic Gardens Releases 2014 Summer Concert Series Line Up

 

There are many things that remind me that spring is finally upon us. One of them is the release of the Denver Botanic Gardens Summer Concert Series line up- and that day is here! Natalie Cole, Barenaked Ladies, B.B. King and Sheryl Crow are just a few highlights of the series that kicks off June 24th and runs through the beginning of September.  I am proud to say that Perry & Co. is a sponsor of this year’s series.

See the full line up HERE!

Concerts will be held at both the York Street and Chatfield DBG locations. The performances at the York Street location will be complimented by the Dale Chilhuly Exhibit opening June 14th. The exhibit, set to be the first of its kind, will feature sculptures of all shapes and sizes spanning the entire 24-acre property.

The concert series ticket prices from $50-$90/ticket depending on the show and can be purchased online or in person at the Box Office located at Swallow Hill Music. Ticket pre-sale begins April 14! Are you a member of either the Denver Botanic Gardens or Swallow Hill? Be sure to check the ticket purchasing by membership level schedule. 

Enjoy!

-Courtney Ranson Licensed in the State of Colorado

 

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Wednesday
Feb192014

Five Need-to-Know Real Estate Terms

 

There’s a lot real estate talk these days. Whether you are listening to a news story, browsing an article or reading a blog like this one you probably encounter a lot of industry terminology. Do you feel like you know what these sources are really talking about? 

Well enough of just “talk”. Here are five need-to-know, frequently used real estate terms that everyone should know.

Short Sale- the sale of real estate in which the sale proceeds fall short of the balance owed on the property’s loan. 

  • Occurs when a borrower is behind in payments and cannot pay the mortgage on the property, but the lien holder(s) agree to allow the owner to sell the property at a moderate loss in order to avoid foreclosure and proceeds of the sale go directly to the lender.
  • A short sale “selling amount” is less that the outstanding balance of the loan

Shadow inventory- the number of homes that are in some stage of foreclosure, but have not yet reached the markets. 

  • Some experts consider shadow inventory as the number of distressed properties not yet listed, but seriously delinquent in foreclosure and owned by lenders

Private Mortgage Insurance (PMI)- insurance requirement on most conventional loans with less than a 20% down payment

  • Payments for PMI are included in your mortgage payment and protect the lender should you default on the loan. 
  • On Federal Housing Administration Loans, you pay a Mortgage Insurance Premium (MIP), which accomplishes the same purpose

Real Estate Owned (REO) Property- properties owned by a lender after an unsuccessful sale at a foreclosure auction

  • REO property lenders are typically a bank, government agency or government loan insurer

Contingencies- Conditions or safety values written into real estate offers and contracts to prevent a buyer from being forced to buy a house that is unsatisfactory.

  • Examples of contingencies are: Title Insurance, Title Review, Due Diligence Review, Inspection, Appraisal Loan Conditions and Walk-Throughs
  • NOTE: these are specific to transactions completed using a Colorado real estate contract to buy and sell real estate and therefore may be different in other states

 

Whether you are in the process of buying or selling a home or are just interested in current happenings take your real estate knowledge to the next level and join the conversation!

If you are in the process of buying or selling your home let me share my knowledge with you and ensure that you get the results you want.

-Courtney Ranson Licensed in the State of Colorado

 

 

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Thursday
Jan162014

Stay Fit in the Neighborhood

 

For many people their 2014 resolution is to stay fit, get healthy and become more active. Now that we are officially into 2014 I thought that I would share some of the many ways to accomplish these goals all right here in the Wash Park neighborhood!

Wash Park Rec Center (701 S. Franklin St.)
  • Great and close resource for exercise and activities. Click here for their Winter activities and programs. 
  • Indoor pool, weight room, cardio equipment, tennis court, basketball court and numerous drop-in classes 
  • A wide variety of Pilates, Gyrotonics and Yoga Center Strength offers classes that will work and tone your body without having to hit the pavement 
  • With classes throughout the day it is easy to find an effective and great class to fit into your schedule. 
  • Check out my previous blog on Center Strength for even more details on this amazing local business!
Runs & Events at Wash Park
  • For those who are or want to become a runner there is no better neighborhood! 
  • Read my previous blog that lists many of the 2014 events & races at Wash Park including neighborhood favorites like annual the Scream Scram and Turkey Trot. 
A couple of my other favorites:
There are also a TON of fun and active things to take advantage of right outside of door. Some of my favorite ideas are: 
  1. Get some friends together and start a walking group. Instead of meeting for coffee or lunch, walk a few days a week and catch up while exercising at the same time!
  2. Walk, run or rollerblade around Washington Park. The park’s path spans 2.6 miles around and making your way around it a few days a week will certainly increase your heart rate and burn some calories.
  3. Play outside! Whether its Wash Park or Bonnie Brae park this neighborhood holds great opportunity to take your Frisbee, soccer ball, lacrosse sticks or anything else you enjoy and play with your friends and family.
  4. Walk to your favorite local businesses. Next time you are going to dinner on Gaylord Street or heading out to the library walk instead of driving!

 

Here's to a happy & healthy 2014 in the neighborhood!

-Courtney Ranson Licensed in the State of Colorado

 

 

 

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Thursday
Dec192013

Fun & Festive Holiday Facts

 

Whether you are looking to kill a little time during your last day at the office, need some good holiday party conversation starters or are just a holiday fanatic- these are for you. Enjoy!

1. Given the different time zones, Santa has 31 hours to deliver gifts, but his reindeer really have to fly, since that means visiting 823 homes per second. 

2. Where did Santa get his name? The shorthand moniker "Santa" may derive from the Dutch words "Sinterklaas," a name for St. Nicholas, but some believe that it evolved from the working-class British accent pronunciation of St. Nicholas, which sounds like "Saint'ny Claus."

3. The world’s largest Hanukkah menorah - at 32 feet high - can be found during the Festival of Lights in New York City’s Central Park.

4. Over 1.76 billion candy canes are made each year and December 26th is National Candy Cane Day.

5. The American Christmas Tree Association says that 83 percent of American households who display a Christmas tree will display an artificial tree and an estimated 22 million real Christmas trees will be sold this year. 

6. The U.S. produces an estimated 1 million tons of additional waste per week between Thanksgiving and New Year's Day - including 38,000 miles of decorative ribbon!

7. Each of the seven days of Kwanzaa honors a different principle. These principles are believed to have been key to building strong, productive families and communities in Africa.

8. Alabama was the first state in the United States to officially recognize Christmas in 1836, Oklahoma was the last.

9. The single busiest shopping hour for the holidays is December 24 between 3 and 4 in the afternoon.

10. Christmas trees usually grow for about 15 years before they are sold.

Wishing everyone the happiest of holidays!!

-Courtney Ranson Licensed in the State of Colorado

 

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Tuesday
Dec102013

Holiday Tipping Guide

 

With the holiday season in full swing many are contemplating what to do to say “thank you” to those that that make their day go just a little bit smoother. Whether it is the mailman you see rain or shine, your weekend babysitter or the doorman who greets you every morning, holiday tipping is a great way to show your appreciation. 

I searched through some great resources and have compiled some resources and ideas to consider when making your holiday tipping list this year. 

 

Home Help

Housekeeper- One week’s pay

Garbage collector- $15-25

Gardener- $20-$50

Mail Carrier- USPS regulations state that only non-cash gifts not exceeding $20 in value are allowed.

Newspaper Delivery Person- $15-$25

 

Kids 

Day Care- gift worth $25 in value

Babysitter- One night’s average pay

Nanny- One week’s pay

Coaches, dance instructors, tutors, music teachers- a small gift & card

School teachers- gift worth $25-$50 in value

  • Consider your teacher’s interests and needs and buy a gift card that they could use
  • It may be best to contact your school’s principal to see what their rules are in regards to teacher gifts.

 

Office

Doorman- $25

Janitor- $15-$25

Parking attendant- $15-$25

Office assistant- gift worth $25 in value

 

Personal Services

Personal trainer- $20-$50

Hair stylist/ Barber- Double your normal tip, or take the total amount of what you normally spend on services during one visit and divide it among those stylists that help you

Manicurist- $15

 

Tipping Etiquette “Tips”

A Note is Key: Whether you are tipping or not a small note of appreciation still shows that you still took the time to say thank you for their services.

Tip Discreetly: Always give someone a monetary tip in a card & envelope- do not hand them cash. Give to the person by saying “thank you”, no need to tell them out loud that you are handing them a tip.

When to Give: The best time to give your tips is during the month of December before the week of Christmas.

 

Remember that the true meaning of holiday tipping is to show your appreciation. If your financial situation is such that you are not able give the normal monetary amount this year- don’t worry. Reduce the tip amount and combine with a small gift or search online for some great DIY gifts to give.

Happy Holidays!

-Courtney Ranson Licensed in the State of Colorado

 

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